How we work 

A comprehensive approach to wealth management and financial advice 

How we work 

At F G Watts Financial Advisers Ltd, we pride ourselves on being wholly independent holistic financial advisers.

We offer you an initial consultation at our expense, during which we will describe our services in more detail and explain the payment options.

The financial planning process

There are several stages to the financial planning process.

Identify needs and objectives

This is the consultation where we understand your financial needs and objectives and to explain the service we offer.

Collate information

To obtain all relevant details about you and your financial circumstances.

Identify your risk profile

Complete a risk assessment and capacity for loss to ascertain how much risk you are willing to take.

Prepare and analyse

Analyse current pensions, investments and protection plans against your objectives and risk level, then make recommendations.

The recommended course of action

Explain fully how the recommendations meet your needs.

Build and implement

Handle all administration, progress and issue documents in line with your expectations.

Review progress

Review your circumstances and confirm the continuing suitability of your current products and attitude to risk.

The services we provide

This will include:

Are you looking for assistance in achieving your financial goals? 

If you would like to learn more about how we can assist in achieving your financial goals, we’d be more than happy to hear from you. Please get in touch with us on 01604 973400 or send an email to We treat all communication with the strictest confidence.